Is Warren Buffett Right or Wrong?

There’s much debate about Warren Buffett’s wagered against hedge fund managers on Wall Street. According to Buffett, he can earn better returns on simple, long-term investments than the traditional high-quantity investments hedge fund managers usually make. For common people, this discussion is a bit confusing.

Thankfully, people like Timothy Armour are explaining the wager more clearly. Warren Buffett’s wager is saying that by investing in simple passive index funds, like S&P 500, the investor will earn profits; which in its most basic form is true. The stock market is overflowing with too many mediocre and expensive funds that repeatedly shortchange investors.

Often, hedge fund managers use these types of funds because if successful, the reward is much higher. Buffett, a renowned expert, believes in buying simple funds that earn over time. It’s a strategy that he’s used for decades, and he is one of the world’s wealthiest people and read full article.

While Buffett is likely to win his wager, it’s important to note that investing in passive index funds is not always a guarantee. No one can foresee the future, so no one can truly say when the market will turn and resume him.

Even experts like Timothy Armour, Chairman and CEO of Capital Group, advises newcomers to the market to be cautious. Mr. Armour has over 30 years experience as a financial advisor and investor. He’s spent his entire career at Capital Group, since participating in their Associates Program after college.

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Troy McQuagge is Honored as the CEO Of The Year

Recently, One Planet Awards named Troy McQuagge as the Gold Winner. McQuagge, the CEO of USHEALTH Group Inc., was recognized as the CEO of the Year by the premier global award program that honors business and professional excellence. The program is open to all organizations in the globe, including non-profit and for profit entities, large and small companies as well as public and private corporations. These entities are eligible to submit their nominations for the award and more information click here.

When he joined USHEALTH Group, McQuagge was mandated with the duty of improving the performance of the company’s distributive agency, USHEALTH Advisors. He achieved much success with the reengineering process. To this end, he was appointed to work as the CEO of USHEALTH in 2014. Under his leadership, USHEALTH Group has been on a growth trajectory. In addition, Troy has managed to enhance the company’s profitability margins. He continues to devise innovative strategies for the corporation considering that the health insurance industry is dynamic and competitive.

McQuagge said that it was an honor to be announced as the winner of the prestigious award by One Planet Awards. In addition, Troy posited that the award belonged to every employee of USHEALTH Group. This recognition is a reflection of the firm’s ongoing commitment to ensure that they provide clients with affordable and quality healthcare services. USHEALTH Group’s mission is to offer customers with adequate coverage that seeks to address customer’s needs and learn more about Troy.

One Planet Awards seeks to recognize excellence in executives, new products and services, teams, marketing, PR, corporate communications, and organizations from around the world.

About Troy McQuagge

Troy McQuagge is a successful insurance and sales expert. Troy is the president and USHEALTH Group. The Fort Worth-based insurance holding company offers innovative health coverage to small business owners as well as self employed individuals. The company seeks to combine the talent of its agents and staff to market its profitable and competitive insurance products. USHEALTH Group aims to achieve this objective by offering superior customer service. McQuagge is responsible for the company’s strategic growth in the insurance sector.

Troy McQuagge has achieved much success in his career considering that he has been working in the sales and insurance positions for over 30 years. The executive is a graduate of the University of Florida. He started his professional life in the health insurance industry by working for Allstate Insurance in 1983. In 1995, he was recruited by UICI/Health Market. Troy McQuagge joined USHEALTH Group in 2010. Notably, Troy has helped the company to maintain its leadership position in the industry. Troy develops world-class products that target people who are below the age of 65. To this end, the company offers a wide range of insurance products and services.

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Getting to Know Greg Secker.

Many titles can be used to describe Greg Secker. He is an entrepreneur, a philanthropist, and an internationally recognized motivational speaker. Thomas Cook Financial Services is significant to him. It is here that his career began. From here, he embarked on the foreign exchange business. He ran a new business known as Virtual Trading Desk. It was the first ever online real-time trading platform that allowed customers to get quotes for the large transactions they carried out. The progression of his career can be described as rapid. From VTD, Greg Secker became the Vice President of Mellon Financial Corporation which by then was a leading Fortune 500 investment bank in the US.


Greg Secker was lucky to have been working alongside the best traders in the world. He by the use of his strategy was able to discover his way into the international trading floors. His trading accounts significantly grew that Grey Secker resolved to leave Mellon. He opted to set up a trading floor in his home. Due to his determination, it only took three months for Learn to Trade to be born.


For more than a decade, the company has been in existent. Over 200,000 people have been in touch with him especially in the numerous trading seminars and workshops held across the world. They mostly learn on ways of coming up with a replacement of income trading currency and the stock market. It was a great honor for Greg Secker during the Sunday Times Fast Truck 100 Award in 2010 when his company claimed the 49th position, while he clinched the finalist position in the 2010 London Excellence Award.


Many media houses seek for his expert opinion on the ever-changing direction of the market. He has for numerous times had the opportunity to speak in some of the leading market channels such as Bloomberg and CNBC. Today, Greg Secker is recognized around the globe as a speaker. More often than not, he is invited to speak alongside personalities such as Robert Kiyosaki, Antony Robbins, and T Harv Eker among others. In 2009 for instance, Greg Secker had the opportunity to share the stage with Tony Blair during the National Archive Congress in Asia.


Karl Heideck’s Fruitful Career In Litigation

The legal profession is interesting, challenging and diverse. There are many branches of law which a lawyer can practice when they get admitted to the bar. When you choose a career in law, one of the benefits is that you can do anything form practice to teaching.

One of the best areas of practice for a lawyer is litigation. In the United States, there are lawyers who have chosen to do litigation as a standalone area of practice or part of a larger area of practice. One of the most respected lawyers in the Greater Philadelphia Area is Karl Heideck. Karl is a practicing attorney whose passion is litigation, compliance and risk compliance.

As a litigator, Karl Hedieck’s role comprises attending court and representing his clients before a judge or jury. He is also in charge of the case from the start to the end. The profession requires that an attorney develop and hone their research and writing skills. These skills come in handy when it comes to drafting court papers for filing, legal opinions and case briefs.

According to Karl Heideck, winning a case is not as easy as it appears. There are some challenging cases but what has helped him come out successful is effective case preparation. A Temple University Law School graduate, Karl Heideck also holds a degree in English and Literature from the Swarthmore College. His advice to young lawyers is to find an area of specialty which they love and devote their time and energy to it.

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Todd Lubar – President at TDL Global Ventures

Todd Lubar is the TDL Global Ventures President. Todd Lubar is also one of the managing directors of the Legendary Investment Company. According to him, he always acknowledges the reason why business is located in a way that facilitates profit. When he founded his first company, he worked hard to activate the business through development fractions to assemble the most sophisticated platforms in business. Todd Lubar is also considered as a prominent businessman and serial entrepreneur based in the United States his reputation has preceded his folly in the business world. For over 20 years of professional experience, he has worked in the real estate industry to develop the most sophisticated platform for business achievements. More details can be found on LinkedIn.

Todd Lubar is also considered as one of the most prominent mortgage entities in the industry. Since he was working at a local mortgage company, he has gained enough experience to be known as the most proficient real estate agent in the industry. He has also helped in the founding of more than 25 real estate industry agents in a way that facilitates better business capabilities. For those who are willing to entertain innovation, you can’t accept to eliminate better business deals. Todd Lubar is acknowledged for his business capabilities as a way of professional increment capacities. You can search him on Google.

Todd Lubar has also worked for several other industries than the mortgage industry. In the real estate environment, Todd Lubar has worked to develop the best solutions to those who have problems in the industry. He has also worked in the financial and business world as a financial capitalist. He is the founder of the Todd Lubar Capital Company based in the United States. With his vast experience in business and mortgage, he is pleased to serve humanity in a sophisticated way. He has also liberated his business for further business management schemes.

After working in the credit and finance space for over two decades, Todd Lubar realized that he wanted to help other people fulfill their dreams. For this reason, he decided to eliminate the most sophisticated barriers that bar people from acquiring the loans of their value.

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Kabbalah Centres are the Hub of this Ancient Wisdom

In 2016, over 40 cities around the globe have one or more Kabbalah Centres open, but the first was started in 1922 when RavAshtag founded the first Kabbalah Centre in Israel. Up until that time, Kabbalah has been a spiritual wisdom that was only passed down from generation to generation by word of mouth.

The name Kabbalah means received teachings or traditions, and though it is not a religion, Kabbalah has its roots in Judaism, This spiritual wisdom dates back to the foundation of the Jewish culture with Moses, and the study of Kabbalah was traditionally only available to the upper segment of priests and prophets.

When the first Kabbalah Centre was formed, it broke all the traditions of this belief because now anyone who was interested in learning about Kabbalism could come to the Centre.

Rav and Karen Berg came to the Kabbalah Centre in Israel and studied under Rav Ashtag for almost a decade. Then, they returned to America and started a Kabbalah Centre in NYC in 1985. This was the first Kabbalah Centre in the U.S. and the Bergs taught classes on the principles of Kabbalah and translated ancient Kabbalah documents into English.

By the year 2016, Kabbalah Centre offer much more than instruction. They have developed and become central meeting places. Besides instruction in the principles of this ancient wisdom from the elder Kabbalists, the members hold dinners monthly to share their ideas and the Centre has volunteering events so the members can reach out into the community to help those in need. Anyone who is interested is welcome to the classes and more information click here.

Today, there are five Kabbalah Centres in the U.S.: NYC, San Francisco, Los Angeles, Arizona and Utah, but the Internet has also opened up the world to Kabbalah. Streaming out of the LA Centre, the Kabbalah University is available 24 hours a day, In the past century, Kabbalism has grown from only being studied by a small group of people to letting the entire world learn about this ancient wisdom and its teachings. If there is no Centre in your city, go to for more information.

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UKV PLC Seeks A Greater Understanding Of The French Wine Industry

The London based wine merchant UKV PLC believes each and every wine consumer should know as much as possible to make an educated choice about the wine they are seeking to purchase, collect, or simply enjoy drinking. Unlike most wines where the vineyard itself produces a label that gives an explanation of the grape variety used and some basic information, the French wine industry uses labels produced under government direction; labels in France create a different option for consumers as the concept of terroir remains influential for those who feel they enjoy the flavors and aroma’s of French wines.

Experts from UKV PLC explain the concept of terroir places as much value on the location grapes grow in as it does on the variety chosen for any wine; labels use the appellation system that rates the area a vineyard is located in up to the Appellation d’origine rating that is reserved for only the top wine producing locations in France. French wine experts believe the grape is important, but the climate and soil conditions of a vineyard also add flavor and subtle hints of the minerals found in the ground to add to the complexity of many French wines, according to the experts at UKV PLC.

The UKV PLC company offers consumers many benefits when looking to both buy and sell wines from all regions of the world. UKV PLC has built a network of contacts that include wine experts, fellow wine merchants, and private individuals who are contacted when the company attempts to aid a client in selling their prized wines.

Better Monitoring by Securus Technologies

Securus Technologies has been around since 1986. The company is located in Dallas, Texas and its reach of operation extends all across the United States of America, and in recent years Securus technology started providing their service in Canada as well.


The company is a large one, and it is geared towards providing security solutions to business of any size, police departments, jails, prisons, and the likes. Securus Technology has also started providing services to large property owners and families.


The company of Securus Technologies has been making their customers very happy. The services they have provided their clients with, and the technology solutions have allowed clients to look after the safety of their property and businesses. Security and reliability are one of the features that a business requires in order to survive and grow. Securus technologies have provided clients with the means to prevent crime and to put an end to any ongoing crime that had been committed by corrupted members of the staff.


The many satisfied clients of Securus Technologies have expressed their satisfaction on the internet – on the website of Securus Technologies, on forums, and in public online letters. Both the technology and the software provided by the company have been performing up to par. Many of the reviews share the stories of success and crime prevention as well as about improved monitoring.


State prison officials have also expressed that the monitoring software and technology they have purchased from the company have been to their satisfaction. One of the reviews reads that the prison had been experiencing a lower level of security and the monitoring has also been less than what had been desired. The correctional facility had partnered up wth Securus Technologies and after the software and the technology had been installed, things have gotten noticeably better.


Sawyer Howitt: Racquetball’s Future

In order for a sport to succeed in the United States and arguably the world it needs a transcendent star. The NBA has LeBron, and before him Michael Jordan. Professional Men’s Tennis has the likes of Agassi, Sampras, McEnroe, and Connors.

At the present time, the sport of Racquetball lacks star power and predictably mainstream acceptance and recognition. Those in the know with the knowledge of the sport have been troubled by this fact for years. Racquetball is a great game that should be part of the national conversation when it comes to athletics.

Related:  Sawyer Howitt on National Geographic

Fortunately, for Racquetball Aficionados everywhere the transcendent star that the sport has been waiting for has arrived. Sawyer Howitt, in his late teens, playing out of the Racquetball Club in Portland, Oregon is a name to remember. Should Howitt keep up his current pace, it is only a matter of time before he vaults into the national conversation and is the name to know when it comes to Racquetball.

While the majority of Howitt’s experience has come in the Oregon State High School Ranks, Sawyer Howitt’s Racquetball future is bright. Possessing talent, charisma and an ever growing name recognition, it is only a matter of time before Sawyer Howitt, the future of Racquetball becomes the sports most recognizable name in the present.



Australian Invasion: Why Honey Birdette is winning the US lingerie war

In a move opposite to struggling US brick-and-mortar retailers, Australian brand Honey Birdette is expanding retail storefronts from three to forty stores by the end of next year. Success today is dependent on cyber innovation and Honey Birdette is no stranger to the e-commerce bandwagon.
With a whopping 375% increase in sales last year, Honey Birdette is offering consumers something they cannot find at antiquated lines like Victorias Secret and Fredericks of Hollywood. Consumers want fresh styles, brands like Victoria’s Secret have used the same fabrics, colors, and designs for decades. Most women abhor wearing the same brand of lingerie as their mothers.
The American consumer has fallen madly in love wth Honey Birdette. So much so that Honey Birdette is rolling out an extended selection, especially for the US consumer. Honey Birdette hasn’t forgotten the UK, branching out with additional ten stores to open in the United Kingdom alone.
What is more surprising is that Honey Birdette is Australia’s first sensuality boutique. The story begins as two friends sip champagne and wonder why there is an absence of couture quality lingerie. What is more stunning is that this happened in 2006, the Australians have been deprived for a really long time. Honey Birdette is a wonderful idea, not just targeting the good girl consumer- but providing play toys that historically have catered to “bad girls.” Whips and chains have gone mainstream like tattoos….now everyone wants one.
Their website, as well as their line, is- ultra sexy. Nothing subtle with a flair for the dramatic, Honey Birdette appeals to the performer, as well as the voyeur, in all of us. In a different category than Agent Provocateur or Trashy, Honey Birdette is at a reasonable price point. At $90 a set ($30 briefs & $50 for bras approximately), this retailer takes direct aim at the sluggish and uninspired mid-priced lingerie market. Victorias Secret and Fredericks do not stand a chance- America roots for Honey Birdette.